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NerdWallet
nerdwallet.com › back to nerdwallet homepage › insurance › health › how much does obamacare insurance cost?
How Much Does Obamacare Insurance Cost? - NerdWallet
January 22, 2026 - The lowest-cost marketplace health insurance plan on the Obamacare health insurance marketplace costs an average of about $556 per month in 2026, according to data from the Centers for Medicare & Medicaid Services (CMS)
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GoodRx
goodrx.com › goodrx health › insurance › the affordable care act (aca) › how much does obamacare health insurance cost?
How Much Does Obamacare Health Insurance Cost? - GoodRx
March 30, 2026 - Learn how much Obamacare, or Affordable Care Act (ACA) insurance costs — and which type of plan may be best for you or your family.
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Forbes Advisor
forbes.com › advisor › health insurance
How Much Does Obamacare Cost? – Forbes Advisor
January 2, 2025 - The average Obamacare plan costs $483 monthly for a 30-year-old, $544 for a 40-year-old and $760 for a 50-year-old.
People also ask

Is the cost of Obamacare based on income?

Yes, Obamacare costs are influenced by your household income and family size. Those with household incomes of under 400% of the federal poverty level qualify for savings on the marketplace.

If you qualify for premium tax credits, you can save over $500 monthly on average on an ACA health insurance marketplace plan, according to the Kaiser Family Foundation.

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forbes.com
forbes.com › advisor › health insurance
How Much Does Obamacare Cost? – Forbes Advisor
What is Obamacare?

Obamacare is another name for the Affordable Care Act (ACA), which is a law that helps make it easier to get health insurance coverage. Although most health insurance plans have to follow the law, "Obamacare" usually refers to a health insurance plan you buy on the federal marketplace or a state marketplace.

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valuepenguin.com
valuepenguin.com › home › best of › health insurance › how much is obamacare in 2026?
How Much Is Obamacare in 2026? - ValuePenguin
How much will Obamacare cost in 2026?

Obamacare medical insurance costs an average of $752 per month for a 40-year-old with a Silver plan. The amount you pay depends on the plan tier you choose. A Bronze plan costs an average of $573 per month. A Gold plan is $793 per month, on average. Your age, state, family size and tobacco use can also impact your health coverage quote.

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valuepenguin.com
valuepenguin.com › home › best of › health insurance › how much is obamacare in 2026?
How Much Is Obamacare in 2026? - ValuePenguin
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HealthCare.gov
healthcare.gov › see-plans
Health insurance plans & prices | HealthCare.gov
Preview Marketplace health plans and price quotes for your area. Official government website.
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HealthSherpa
blog.healthsherpa.com › how-much-obamacare-cost
How much does Obamacare cost? – HealthSherpa Blog
Income comes into play when it interacts with your household size and location to determine whether you qualify for an ACA subsidy to reduce your Obamacare costs. The average monthly premium for 2018 benchmark Obamacare plans is $411 before subsidies, according to the U.S.
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ValuePenguin
valuepenguin.com › home › best of › health insurance › how much is obamacare in 2026?
How Much Is Obamacare in 2026? - ValuePenguin
January 26, 2026 - Obamacare medical insurance costs an average of $752 per month for a 40-year-old with a Silver plan. The amount you pay depends on the plan tier you choose. A Bronze plan costs an average of $573 per month. A Gold plan is $793 per month, on average.
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House
salinas.house.gov › media › in-the-news › obamacare-prices-become-public-highlighting-big-increases
Obamacare Prices Become Public, Highlighting Big Increases | Representative Andrea Salinas
December 1, 2025 - Insurers have increased rates significantly for next year — an average of about 30 percent for a typical plan in the 30 states where the federal government manages markets, and an average of 17 percent in states that run their own markets, ...
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Forbes
forbes.com › sites › theapothecary › 2025 › 11 › 12 › how-much-have-obamacare-premiums--deductibles-increased
How Much Have Obamacare Premiums And Deductibles Increased?
November 13, 2025 - The premium increases were far ... “silver” health insurance plan cost $346 a month in 2014, on average, versus $232 a month in 2013....
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Reuters
reuters.com › legal › litigation › americans-are-dropping-out-obamacare-especially-kentucky-2026-05-28
Americans are dropping out of Obamacare, especially in Kentucky | Reuters
1 week ago - Without ​subsidies, premiums rose by an average 114% to $1,905 annually, according to data from health policy research group KFF. “Consumers are being exposed to the ⁠actual unsubsidized cost of these premiums and are choosing to leave ...
Find elsewhere
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Quora
quora.com › What-is-the-average-cost-per-person-for-Obamacare-in-the-US
What is the average cost per person for Obamacare in the US? - Quora
Answer (1 of 5): According to the Google, average cost for a single person is $8,951 a year, and for a family it's $25,572. However, 80% of people getting ACA coverage qualify for the ACA subsidy, and they end up paying around as little as $10 ...
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Peterson-KFF Health System Tracker
healthsystemtracker.org › home › how aca marketplace costs compare to employer-sponsored health insurance
How ACA Marketplace costs compare to employer-sponsored health insurance - Peterson-KFF Health System Tracker
February 10, 2026 - By 2015, the year after the ACA’s protections for pre-existing conditions rolled out, average claims costs in the individual market ($310 per member per month) started to become much more similar to average claims in the employer market ($331).
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Mira Health
talktomira.com › post › how-much-does-obama-care-cost
How Much Does ObamaCare Cost in 2025? A Comprehensive Guide. | Mira Health
February 26, 2025 - "ObamaCare" is the common name for marketplace health insurance made more affordable through the Affordable Care Act. For 2025, the average cost of an Obamacare plan ranges from $381 to $507 per month, depending on the company, type of plan, ...
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KFF
kff.org › home › interactives › health insurance marketplace calculator
Health Insurance Marketplace Calculator | KFF
March 16, 2026 - The Health Insurance Marketplace Calculator, updated with 2025 premium data, provides estimates of health insurance premiums and subsidies for people purchasing insurance on their own in health insurance exchanges (or “Marketplaces”) created by the Affordable Care Act (ACA).
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POLITICO
politico.com › news › 2026 › 05 › 25 › obamacare-affordability-premiums-fraud-midterms-looming-00930051
RFK Jr., states at odds over cause of Obamacare’s enrollment declines - POLITICO
1 week ago - The enhanced subsidies — first passed in 2021 and renewed in 2022 through last year by a Democratic-led Congress — ensured anyone earning up to four times the federal poverty level would not pay more than 8.5 percent of their annual income on ...
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Obamacare Facts
obamacarefacts.com › home › the cost of obamacare for individuals, families, taxpayers, and the government
Cost of ObamaCare
March 1, 2021 - Every year the average plan price has been under $100 due to the way cost assistance caps spending based on income (of course, that also means the government has to spend more as the base rates go up).
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HealthInsurance.org
healthinsurance.org › home › obamacare › 2026 obamacare subsidy calculator
2026 Obamacare subsidy calculator | healthinsurance.org
1 month ago - Our ACA health insurance subsidy calculator estimates your 2026 premium subsidy based on your income, age and household size.
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World Population Review
worldpopulationreview.com › state-rankings › obama-care-prices-by-state
Obamacare Prices by State 2026
2 weeks ago - Premiums are monthly. Premiums were analyzed using the lowest-cost premium for each metal tier (bronze, silver, and gold) and the second-lowest-cost silver (benchmark) premium for a 40-year-old in each county and weighted by county plan selections.
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Find the Plan
findtheplan.com › home › latest insights › how much will obamacare cost you?
How Much Will Obamacare Cost You? - Find the Plan
January 27, 2025 - Obamacare health insurance plan offers a reduction on your monthly premium costs depending on your annual income. To be eligible for this subsidy, your income must be 100 to 400% of the Federal Poverty Level or FPLs.
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Obamacare-application
obamacare-application.org
Health Coverage for You – Explore Your Health Coverage Options
Affordable Care Act (ACA)/Marketplace – often referred to as “Obamacare,” was designed to provide individuals with access to affordable health insurance through a marketplace where Americans or legal residents can purchase federally regulated and subsidized health plans during the open enrollment period. To be eligible, you can enroll during the Open Enrollment period or after experiencing a qualifying life event such as a job change, marriage, divorce, relocation etc. Eligibility and costs vary by income, household size, age, and location. Short-Term Health Insurance – provides temporary coverage for individuals needing insurance between jobs, outside of open enrollment, or during other transitions. These plans are generally more affordable than ACA coverage but offer limited benefits and may exclude pre-existing conditions. Limited Medical (Fixed Indemnity) Plans – offer set cash benefits for specific medical services like doctor visits, hospital stays, or prescriptions.