Incorrect. I do not own my Switch 2...yet.

It’s also much the same disclaimer as every other console in the last decade or so

I've noticed that a few of people's major worries regarding the Switch 2 (which are similar to worries about past Nintendo systems as well) are based on very extreme/catastrophic thinking: "Nintendo will brick my Switch 2 if I try to mod it." - Not if you wait until there's a confirmed safe exploit and you know how to follow instructions properly. By the end of the console's life cycle or middle of the next console's life, this will be relatively easy and almost completely consequence-free. "I'll lose all access to my digital game cards and digital games when servers shut down or when there's an apocalyptic event." - You can still redownload digital games from the Wii and 3DS eshops if you own them. Modern digital storefronts are way better than old ones as well. Plus, Nintendo is not going anywhere anytime soon unlike stuff like Ouya. If there is an apocalyptic event that causes all digital storefronts to go down, then there will be much more important things to focus on than redownloading and replaying games you've already played.

Isn't this something Xbox and PlayStation do and have done for a while?