Education Data
educationdata.org › home › student loan debt vs other debts
Student Loan Debt vs Credit Card & Mortgage Debt (Compared) | 2026
1 month ago - Report Highlights. Student loan debt is the 2nd largest consumer debt balance in the United States (after mortgages), with auto loan debt not far behind.
Education Data
educationdata.org › home › student loan debt statistics
Student Loan Debt Statistics [2026]: Average + Total Debt
1 month ago - Report Highlights. Student loan debt in the United States totals $1.863 trillion; annual growth resumes following a decline in 2023-24.
Council on Foreign Relations
cfr.org › backgrounders › us-student-loan-debt-trends-economic-impact
Is Rising Student Debt Harming the U.S. Economy? | Council on Foreign Relations
5 days ago - As of September 2023, forty-three ... loans brings that amount above $1.7 trillion, so that total student debt exceeds debt from auto loans and credit cards....
Can I refinance both federal and private student loans?
Yes, SoFi will consolidate all qualified education loans
sofi.com
sofi.com › learn › content › student-debt-surpassed-credit-card-debt
Refinance Student Loans: Fast, Easy, and All Online | SoFi
Who should refinance their student loans?
Refinancing is a great solution for working graduates who have high-interest, unsubsidized Direct Loans, Graduate PLUS loans, and/or private loans. Federal loans do carry some special benefits, for example, public service forgiveness and economic hardship programs, that may not be accessible to you after you refinance. Check out this blog post that provide more information: When to Consolidate Federal and Private Loans by Refinancing. Or, call us for a free consultation about your particular situation.
sofi.com
sofi.com › learn › content › student-debt-surpassed-credit-card-debt
Refinance Student Loans: Fast, Easy, and All Online | SoFi
Where can I find more information about student loans in general?
Deciding how to best handle your student loan obligations can be an intimidating process. That’s why we’ve put together our Student Loan Help Center to give you guidance on payments, refinancing, budgeting, and common terminology so you can feel more confident in your journey to becoming debt free.
sofi.com
sofi.com › learn › content › student-debt-surpassed-credit-card-debt
Refinance Student Loans: Fast, Easy, and All Online | SoFi
The Guardian
theguardian.com › business › 2026 › aug › 12 › credit-card-debt-increase-fed-report
US credit card debt climbs to $1.26tn, nearing last year’s record high | US economy | The Guardian
5 days ago - Mortgage and student loan balances saw ‘small decline’ with increases elsewhere, says post alongside Fed report ... Credit card debt in the United States is growing close to a record high, having crept up from $54bn to $1.26tn between April and June compared with the same period last year, according to a report by the Federal Reserve Bank of New York.
NCHStats
nchstats.com › home › student loan debt statistics 2026 – total balances, trends, borrower data and future outlook
Student Loan Debt Statistics 2026 - Total Balances, Trends, Borrower Data And Future Outlook - North American Community Hub
2 weeks ago - @abcnews Americans’ household ... record high, data shows. Total household debt reached $18.59 trillion from July through September of this year, up by $197 billion from the previous quarter....
Peterson Foundation
pgpf.org › home › 10 key facts about student debt in the united states
10 Key Facts about Student Debt in the United States
October 2, 2025 - That growth in debt significantly ... undergraduates and increased by 12 percent at the graduate level. From 2004 to 2023, student loan debt rose over 500 percent — growing faster than other household debt....
SoFi
sofi.com › learn › content › student-debt-surpassed-credit-card-debt
Refinance Student Loans: Fast, Easy, and All Online | SoFi
3 weeks ago - Refinance your student loans before rates go up. Fixed rates starting as low as 3.99% APR* with autopay. Student loan refinancing done fast, easy, & online!
ABC News
abcnews.com › Business › americans-household-debt-hits-new-record-high-report › story
Americans' household debt hits new record high, according to report - ABC News
November 5, 2025 - Americans’ household debt levels – including mortgages, car loans, credit cards and student loans – are now at a new record high, according to data released Wednesday by the Federal Reserve Bank of New York.
WalletHub
wallethub.com › edu › d › student-loan-debt-statistics › 130210
Student Loan Debt Statistics (2026)
May 27, 2026 - Student loan debt in the U.S. has exceeded $1,866 billion in Q1 2026. This financial burden has far-reaching implications for individuals and the economy as a whole, making it a pressing issue in today's society · Student loan debt has increased ...
Fortune
fortune.com › 2026 › 05 › 07 › americans-auto-loan-debt-crisis
Americans owe a record $1.68 trillion in car loans | Fortune
May 7, 2026 - Those figures out auto loans on par with all outstanding federal student loan debt ($1.69 trillion of federal debt and $1.84 trillion total) and ahead of credit card balances ($1.28 trillion outstanding as of last year).
Wikipedia
en.wikipedia.org › wiki › Student_loans_in_the_United_States
Student loans in the United States - Wikipedia
June 23, 2026 - The rules for disability discharge underwent major changes as a result of the Higher Education Opportunity Act of 2008. The regulations took effect July 1, 2010. In June 2010, the amount of student loan debt held by Americans exceeded the amount of credit card debt held by Americans.
LendingTree
lendingtree.com › home › student › student loan debt statistics
U.S. Student Loan Debt Statistics | LendingTree
May 28, 2026 - Here’s a LendingTree analysis of student loan debt by state based on anonymized credit reports of more than 400,000 LendingTree users in the fourth quarter of 2025.
The Motley Fool
fool.com › research › student-loan-debt-statistics
Student Loan Debt 2026: Statistics, Forgiveness, and Outlook | The Motley Fool
June 17, 2026 - Student loan debt in the United States approached $1.9 trillion in first quarter of 2026, according to the Federal Reserve, and borrowers who were already at risk of falling behind are now facing the consequences.
McKinsey & Company
mckinsey.com › industries › education › our-insights › the-rising-toll-of-student-debt-more-than-graduates-can-sustain
The rising toll of student debt: More than graduates can sustain? | McKinsey
October 12, 2020 - Total student debt is now higher than credit card debt in the United States, and the numbers are growing quickly and steadily: our research shows that each graduating class has more debt than the class before.
BestColleges
bestcolleges.com › research › average-student-loan-debt
Average Student Loan Debt in 2025
August 29, 2025 - According to the National Center for Education Statistics, 39% of first-time college students in 2021-2022 took on student loan debt to help pay for school. That's quite the dip from 10 years prior, when roughly half of students borrowed student ...
SoFi
sofi.com › learn › content › student-loan-debt-statistics
Student Loan Debt Statistics in 2026 | SoFi
3 weeks ago - • Total outstanding student loan debt, federal and private combined, reached $1.86 trillion in Q1 2026.
Debt.org
debt.org › home › debt faqs › key figures behind america’s consumer debt › the demographics of household debt in america
American Household Debt: Statistics and Demographics
July 11, 2025 - Vehicles and a college education are expensive too, which is why auto ($1.642 trillion), and student loans ($1.631 trillion) are the second-biggest categories, at 9% each. While credit card debt in America is “only” 7% of the overall household ...
Saving For College
savingforcollege.com › article › total-us-student-loan-debt-outstanding
Total US Student Loan Debt Outstanding - Saving For College Blog
March 11, 2022 - The annual increase in student loan debt is much lower than the annual increase in mortgage debt, so student loan debt is extremely unlikely to ever catch up with mortgage debt. This chart shows how credit card debt outstanding peaked in Q4 ...
Statista
statista.com › topics › funding college and university in the u.s.
Chart: Americans Owe $1.81 Trillion in Student Debt | Statista
This drop is partly attributed to the resumption of student loan collections after Covid-era protections ended, leading to increased delinquencies. FICO credit scores are measured on a scale of 300-850, with scores ranging from 300 to 578 considered ...
KPMG
kpmg.com › us › en › articles › 2025 › q3-2025-hhdacr.html
Consumer debt looks balanced but not student loans
March 10, 2026 - Credit card debt rose by 2% in the third quarter, slightly below the 2.3% increase in the second quarter. Like mortgages, credit card delinquencies were largely stable.